Diversification is a strategy that reduces risks specific to company and industry (e.g., business and financial risks). It’s important to remember that no matter how diversified your portfolio is, risk cannot be eliminated completely. A well-balanced portfolio reflects the

Bond funds and coupon bonds are different investments. If you hold an individual coupon bond to maturity, assuming a default has not occurred, you get back 100% of your principal and a predictable income for the period that you have held the bond, consisting of coupon interest.

Some of the most common mistakes related to 401k accounts are taking a loan against 401k, cashing your current or old 401k account or using inappropriate investment vehicle for your 401k assets.